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Stage 9 of 9

After you've moved in

You've moved in. The boxes are everywhere. There are still a handful of things to sort that future-you will thank present-you for handling now.

0 of 0 items ticked

Most websites stop at completion. They shouldn't. The first three months after move-in is when you sort the housekeeping that protects your investment and your family long-term. None of it is urgent, but all of it is important, and if it doesn't get done in the first three months, it usually doesn't get done at all.

What to do in the first 3 months
Make or update your will, you own property now, this matters
Register on the electoral roll at the new address
Register with a local GP and dentist
Update your driving licence address (DVLA)
Update your passport address
Confirm direct debits for council tax, utilities, broadband are all live
Confirm buildings and contents insurance is in place
Check your protection cover is right, life, critical illness, income protection
Diary an annual mortgage and protection review (around 6 months before the fixed rate ends)
Keep a folder with all your purchase documents, solicitor file, survey, mortgage offer
You're done. Almost.

Congratulations, you've bought a house, taken out the biggest debt of your life, and (hopefully) protected your family along the way. The last thing to do is breathe. Then put a diary reminder for 6 months before your fixed rate ends. Future-you will be glad.

When you've worked through everything in this stage, mark it complete to track your overall progress.

Found this useful? If you'd rather talk it through with a real broker, book a free chat with DS Financial, the regulated mortgage adviser.

Book a free chat with DS Financial

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