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For first-time buyers, movers & remortgagers

Mortgages and homebuying,
explained properly.

35+ years. Thousands of buyers helped. Every question answered, including the ones you didn't know you should be asking.

Watch the 60-second welcome

32K
TikTok Followers
3.2M
12-Month Views
201
TikTok Videos
219.4K
TikTok Likes
35+
Years' Experience
Darren Shepherd
About Darren

Why this site exists.

After 35+ years in mortgages, as an adviser, broker, and educator, I'd watched too many first-time buyers stumble through a process nobody had bothered to explain properly. They'd come in stressed, with half-truths from estate agents and Google searches that didn't quite add up.

When my son Kai pushed me to start sharing what I knew on TikTok, one video hit 591,000 views in 48 hours. The messages didn't stop. And it became obvious, people are desperate for someone to explain this stuff in plain English, without trying to sell them anything.

So that's what Darren Talks is. A free, no-pressure resource. Answers to the questions you're asking, and the ones you don't know you should be asking. If you ever want to speak to a real person, my wife Debbie at DS Financial is brilliant. But that's entirely up to you. The point of this site is that you don't have to.

Read Darren's full story →
Latest Videos

Fresh off the channel

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If a conversation would help.

Most of what's on this site, you can work through on your own. But if you'd ever rather talk to a real person, Debbie at DS Financial, a whole-of-market mortgage and protection brokerage, is brilliant. No pressure. Just a chat, if you'd like one.

Book a call with Debbie →

0330 22 333 10  |  info@dsfinancial.co.uk

Free Tools

Mortgage Calculators

Work out your monthly payments, stamp duty, and how much you could borrow.

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FAQs

Frequently asked questions

Who is Darren Talks?
Darren Talks is a free UK mortgage education platform created by Darren Shepherd, a mortgage industry veteran with 35+ years of hands-on experience. The site offers plain-English guides, free calculators, videos and a step-by-step buying journey covering every stage of getting a mortgage and buying a home.
Who is Darren Shepherd?
Darren Shepherd is a mortgage industry veteran with 35+ years of experience as an adviser and broker, now focused on free, plain-English mortgage education through Darren Talks. He shares it across TikTok, Instagram, YouTube and darrentalks.co.uk.
Is Darren Talks free to use?
Yes. Every calculator, guide, video and Journey stage on darrentalks.co.uk is completely free. There is no signup wall, no subscription, and no charge for any of the educational content.
Does Darren Talks give regulated mortgage advice?
Darren Talks provides general mortgage education and guidance only, not regulated financial advice. For personalised, regulated mortgage advice, the site directs users to DS Financial, Debbie Shepherd, Appointed Representative of Stonebridge Mortgage Solutions Ltd, authorised and regulated by the FCA (Firm Ref: 835094).

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